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MoneyVerdict

The true cost of switching, not just the upside

Most people compare offers by CTC alone and forget the costs of actually leaving: buying out a notice period, moving, and sometimes repaying a joining bonus you haven't earned out yet. This adds all of it up before telling you the real number.

Current job

Pay
₹/yr
₹/yr
₹/yr

Notice period

How much notice do you actually owe, and how much can you serve?

days
days

Questions people actually ask

What's the single most commonly forgotten switching cost?
Notice-period buyout — people often assume they can simply serve out the notice, then realize the new employer needs them sooner and the buyout comes out of the joining bonus or their own pocket instead.
Can the first-year cost ever outweigh a raise entirely?
Yes — a modest raise combined with a long unserved notice period and an expensive relocation can genuinely produce a negative first-year number, even though the recurring, ongoing benefit from year two is positive. That's exactly the distinction this tool is built to show clearly.