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MoneyVerdict

Same CTC, different city — different take-home

Metro cities get a higher HRA exemption percentage, but usually cost more in rent too. Pick your city for a quick take-home estimate.

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₹/yr

Uses a typical 2BHK rent for Bangalore (₹32,000/month) — an indicative estimate, not live market data. Enter your real rent on the CTC calculator for a precise figure.

Enter your CTC to see your take-home in this city.

Questions people actually ask

Why does the city matter for take-home, not just cost of living?
Two reasons: the HRA exemption percentage is higher in the four official metro cities (Delhi, Mumbai, Kolkata, Chennai) than elsewhere, and this tool uses a typical local rent figure to estimate your HRA exemption — both change the tax math, not just your budget.
How accurate is the 'typical rent' figure?
It's a rough, indicative 2BHK estimate — not live rental market data. For an exact number, use the CTC calculator directly and enter your actual rent.