What will your SIP actually grow to?
A flat monthly SIP is the simple case. Most people's real investing grows every year along with their salary — model that here too.
Enter your monthly investment amount to see your projected corpus.
Questions people actually ask
- How much difference does a step-up actually make?
- More than most people expect — a 10% annual step-up on top of the same starting amount can meaningfully increase your final corpus over a 15-20 year horizon, simply because your later, larger contributions still have years left to compound.
- Is 12% a realistic long-term return assumption?
- It's a commonly used illustrative assumption for equity mutual funds in India, not a guarantee — actual returns vary by fund, time period, and market cycle. Treat this as a planning estimate, and revisit it periodically against your actual portfolio's performance.