Old regime or new regime — which wins for you?
A direct comparison of both regimes for your actual numbers. If you're close between the two, or want to know exactly what it would take to flip the answer, the breakeven calculator goes one step further.
Enter your CTC to compare both regimes.
Questions people actually ask
- Which regime is the default now?
- The new regime is the default since the FY 2023-24 changes — if you don't actively choose the old regime (typically via a declaration to your employer at the start of the year, or when filing your return), you're taxed under the new regime automatically.
- Can I switch regimes every year?
- Salaried individuals with no business income can choose either regime each financial year when filing their return — you're not locked in. Those with business/professional income face more restrictions on switching back once they opt out of the new regime.