Is 80C still worth it for you?
Every 80C rupee saves you your marginal tax rate — not a flat percentage everyone assumes. See your actual rate, and how it compares to just taking the new regime's bigger standard deduction instead.
Enter your gross annual salary to see your marginal savings rate.
Questions people actually ask
- What counts toward the ₹1,50,000 Section 80C limit?
- ELSS mutual funds, PPF contributions, life insurance premiums, principal repayment on a home loan, EPF (your own contribution), and a few others — all combined, not each with its own separate cap.
- Is 80C available under the new tax regime?
- No. If you're on the new regime, 80C investments don't reduce your tax at all — that's exactly why the old-vs-new regime breakeven calculator exists, to tell you whether restructuring around 80C is even worth it for your salary.